American Educational Institute, Inc. (AEI)
Overview
American Educational Institute, Inc. (AEI), an NCCRS member since May 2010, established in 1969, offers college level independent study claims law and coverage training courses to property/casualty insurance professionals. AEI offers courses in Legal Principles, Liability, Property, Workers' Compensation, Automobile, and Fraud Investigation and Defense. AEI’s courses are work-related and deal with the everyday side of insurance claims and coverage. The Legal Principles courses provide an in-depth treatment of insurance law principles. The Liability, Property, Automobile, and Workers' Compensation courses simplify the complex interaction between policy language and law. The Fraud Investigation and Defense courses provide a comprehensive treatment of the law as it applies to handling suspicious claims. In addition to AEI's own industry-recognized designations and the NCCRS college credit recommendations, the courses are recognized for continuing education credit toward adjuster license renewal in many states. In order to provide a quality learning experience, AEI maintains a full-time staff of legal/insurance professionals who write and revise the text materials. These materials are unique in presenting case studies on important coverage and claims law issues. Students are able to study the issues they see every day in their claim files. To broaden the student’s knowledge of the subject, graded exams are returned with helpful comments that provide a written explanation of why each answer is correct or incorrect. AEI’s professional staff is available to answer questions by toll-free phone line or e-mail during business hours. All of these measures, unique to AEI training, are designed to help students get the most out of their learning experience and ensure their ability to apply what they have learned on the job.
Students and admissions representatives please note: NCCRS does not provide transcripts. Transcript requests and inquiries should be directed to the organization offering the courses, examinations or apprenticeship. See the Source of Official Student Records contact information in the sidebar near the top right of this page.
Source of Official Student Records
NOTE: NCCRS does not provide transcripts. Transcript requests and inquiries should be directed to the organization offering the courses, examinations or apprenticeship. Registrar, American Educational Institute, Inc.
Titles of all evaluated learning experiences
Descriptions and credit recommendations for all evaluated learning experiences
Law of Automobile Claims and Coverage
Major topics are: statutory development of uninsured and underinsured motorist coverage; the insured, insured auto, and uninsured motorist; the policy and policy conditions; and policy exclusions. In addition to AEI produced textbook, students receive actual court decisions, which relate to the subject matter and present real-life court opinions that illustrate how courts have ruled in the past and are likely to rule in the future on important issues in claims. A proctored examination is administered for both levels of the credit recommendation. Scenario and case study-based questions, built around actual claims situations, challenge students to analyze and solve problems using applicable principles of claims law that parallel their own claim files. To broaden students' knowledge of the subject, graded exams are returned with helpful comments that provide a written explanation of why each answer is correct or incorrect. For the graduate level credit recommendation, students also prepare and submit an appropriate graduate level research project on a pre-approved topic or issue, in accordance with AEI's specific guidelines.
Law of Claims Fraud Investigation and Defense
Legal Principles
Liability
Approximately 15 hours of structured independent study.
May 2013 - Present.
Upon successful completion of the course, students will be able to: discuss the insurer's duty of good faith and fair dealing toward its insured in the context of property and casualty insurance claims; discuss how the insurer can discharge this duty in the course of handling property and casualty insurance claims; dicuss the requirements of state statutes governing insurance claims handling; and discuss the insurer's duty to investigate and pay first party claims and its duty to defend and settle third party claims.
Major topics include: the duty of good faith that arises from the insurance policy; the statute of limitations in bad faith actions; the scope of discovery in bad faith actions; the insurer's duty of good faith in first party and third party claims.
In the lower division baccalaureate degree / associate degree OR in the upper division baccalaureate degree category, 1 semester hour in Insurance, Insurance Law, Investigations, or Corporate and Professional Liability (5/15) (6/20 revalidation).
Approximately 17 hours of structured independent study.
August 2018 - Present.
Upon successful completion of the course, students will be able to: discuss the scope of an insurer’s duty to defend and the benefit to the insurer of reserving its rights when it is unsure of its duty to defend, the elements of nonwaiver agreements and reservation of rights letters, the effect of waiver and estoppel, when a reservation of rights letter should be issued and what it should contain, the effect of a true conflict of interest, when the insurer is entitled to reimbursement of defense costs, and the purpose and effectiveness of declaratory judgment actions.
Major topics include: the duty to defend and the consequences of breaching that duty; nonwaiver agreements and reservation of rights letters; conflicts of interest and appointment of independent counsel; insurer's right to reimbursement of defense costs and settlement payments; and declaratory judgments. For the graduate level credit recommendation, students also prepare and submit an appropriate graduate-level research project on a pre-approved topic or issue, in accordance with AEI's specific guidelines.
In the upper division baccalaureate degree category OR in the graduate degree category, 1 semester hour in Reservation of Rights, Business Law, Insurance or Insurance Law (6/20).